> For the complete documentation index, see [llms.txt](https://docs.ionos.com/cloud/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.ionos.com/cloud/set-up-ionos-cloud/management/usage/cloud-savings-plans/overview/features-benefits.md).

# Features and Benefits

## Features

* **Multiple Savings Plans:** Create and manage multiple Savings Plans according to your needs and growing demands.
* [<mark style="color:blue;">**Pay-As-You-Go (PAYG)**</mark>](https://docs.ionos.com/cloud/support/general-information/glossary-of-terms#pay-as-you-go-payg) **charges for uncovered resources:** Any usage outside the scope of active Savings Plans is automatically billed at the PAYG rate.
* **Price protection during plan term:** Once a Savings Plan is active, its pricing remains fixed for the entire duration, regardless of any changes to the pricing of the Savings Plans.
* **Flexible start date selection:** The plans either start at 00:00 UTC on the day after the purchase is made or on another chosen day up to 30 days in advance.

## Benefits

* **Locked in plan rates:** By selecting a one or three-year term, you significantly reduce the rate for resource usage. It helps you cut the costs of essential, always-on workloads and extract maximum value from your cloud infrastructure.
* **Flexibility across workloads:** You configure an overall amount of resources based on total usage, not specific machines or zones, so your savings move with your workloads. Defined rates automatically apply across all eligible resources. It allows you to adapt your environment as your needs change.
* **Effortless plan management:** View and track all active Savings Plans through the [<mark style="color:blue;">Data Center Designer (DCD)</mark>](/cloud/set-up-ionos-cloud/data-center-designer.md), and create additional Savings Plans as your resource needs grow.


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